People

Kate Heard

Senior Associate


Career & Experience

Kate is a member of our Real Estate team specialising in Islamic Finance. She has experience in working on a wide variety of real estate-driven banking and finance transactions and multi tranche development transactions encompassing a wide range of Islamic financing arrangements.

She regularly acts on behalf of shariah compliant banks in single property and portfolio acquisitions and refinancing transactions involving commercial and residential assets, often with an offshore element. Kate also regularly acts for overseas investors on high value UK real estate acquisitions.

Kate’s career highlights include advising a leading Islamic bank on the refinancing of three hotels in London with a combined value of c. £25m involving numerous jurisdictions, advising an overseas investor on a £5.7m refinance facility involving a portfolio of residential properties across the UK and advising a leading Islamic bank on an £8.5m refinance facility, involving the refinance of a portfolio of residential and commercial properties in London.

Outside of work Kate is a member of Bristol ladies’ first lacrosse team, plays netball and enjoys surfing and the outdoors.

Accolades

  • CISI Level 3 Certificate in Islamic Finance (IFQ).
  • Member of the Arab Bankers Association.
  • Member of the Loan Market Association
People

Kate Heard

Senior Associate


Career & Experience

Kate is a member of our Real Estate team specialising in Islamic Finance. She has experience in working on a wide variety of real estate-driven banking and finance transactions and multi tranche development transactions encompassing a wide range of Islamic financing arrangements.

She regularly acts on behalf of shariah compliant banks in single property and portfolio acquisitions and refinancing transactions involving commercial and residential assets, often with an offshore element. Kate also regularly acts for overseas investors on high value UK real estate acquisitions.

Kate’s career highlights include advising a leading Islamic bank on the refinancing of three hotels in London with a combined value of c. £25m involving numerous jurisdictions, advising an overseas investor on a £5.7m refinance facility involving a portfolio of residential properties across the UK and advising a leading Islamic bank on an £8.5m refinance facility, involving the refinance of a portfolio of residential and commercial properties in London.

Outside of work Kate is a member of Bristol ladies’ first lacrosse team, plays netball and enjoys surfing and the outdoors.

Accolades

  • CISI Level 3 Certificate in Islamic Finance (IFQ).
  • Member of the Arab Bankers Association.
  • Member of the Loan Market Association

Expertise

  • Real estate-driven banking
  • Islamic financing structures including commodity murabaha and diminishing musharakah structures.
  • Shariah compliant property ownership and leasing

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