Career & Experience
Avril is a Partner in the firm’s Banking team. She has been acting on secured lending matters for borrowers and for UK, Irish and overseas banks for over 32 years.
Avril has represented banks and other financial institutions on all aspects of security documentation and banking law, including reviewing and drafting facility letters, perfection of security and refinancing, and the review and preparation of certificates of title and security reviews. She also prepares legal opinions for transactions and is experienced in dealing with lawyers in other jurisdictions relating to the completion of banking and other transactions.
Avril advises insolvency practitioners and fixed charge receivers and banks in the pre appointment and post appointment phase of enforcement.
She has particular expertise in the full spectrum of real estate finance including retail, hospitality, development land and social housing. Avril also has advised on debt for equity swaps, standstill agreements, and debt settlement arrangements.
Avril is recognised as a Leader in her field by both Legal 500 and Chambers.
Outside of work, Avril enjoys baking, with her famous shortbread recipe a closely guarded secret.
Work highlights
- Acted on bank side in relation to the provision of facilities to a hotel group with 8 hotels on the island of Ireland.
- Acted on borrower side in relation to the provision of facilities for residential development.
- Acted on lender side with respect to provision of facilities to social housing provider.
- Acted on lender side with respect to provision of facilities for AD plants.
- Acted on borrower side with respect to construction and development of mixed use large scale development.
Accolades
- Ranked as Band 1 by Chambers UK Guide 2025 for Banking and Finance: Northern Ireland
Career & Experience
Avril is a Partner in the firm’s Banking team. She has been acting on secured lending matters for borrowers and for UK, Irish and overseas banks for over 32 years.
Avril has represented banks and other financial institutions on all aspects of security documentation and banking law, including reviewing and drafting facility letters, perfection of security and refinancing, and the review and preparation of certificates of title and security reviews. She also prepares legal opinions for transactions and is experienced in dealing with lawyers in other jurisdictions relating to the completion of banking and other transactions.
Avril advises insolvency practitioners and fixed charge receivers and banks in the pre appointment and post appointment phase of enforcement.
She has particular expertise in the full spectrum of real estate finance including retail, hospitality, development land and social housing. Avril also has advised on debt for equity swaps, standstill agreements, and debt settlement arrangements.
Avril is recognised as a Leader in her field by both Legal 500 and Chambers.
Outside of work, Avril enjoys baking, with her famous shortbread recipe a closely guarded secret.
Work highlights
- Acted on bank side in relation to the provision of facilities to a hotel group with 8 hotels on the island of Ireland.
- Acted on borrower side in relation to the provision of facilities for residential development.
- Acted on lender side with respect to provision of facilities to social housing provider.
- Acted on lender side with respect to provision of facilities for AD plants.
- Acted on borrower side with respect to construction and development of mixed use large scale development.
Accolades
- Ranked as Band 1 by Chambers UK Guide 2025 for Banking and Finance: Northern Ireland
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